Emigrant Bank Fine Art Finance is the art financing subsidiary of Emigrant Bank, an institution dating back to 1850. Few are better qualified in the world of art finance than senior banker Barbara Chu, who heads up the European and UK operations. Not only does she have decades of experience working in debt investments, lending and origination, but she is also a licensed architect and lecturer. Her team offers a variety of loan flexible structures, such as term loans, lines of credit or letters of credit, all with terms of up to ten years. Clients, who for the most part can retain possession of their art for the duration of the loan, include collectors, dealers, trusts and estates, foundations and museums, with art worth at least $2 million.