‘It’s clear that families are very conscious of the challenges as well as the opportunities that wealth can bring,’ says Rachel Harrington, director at the Coutts Institute. Harrington, who joined the firm in 2011, helps to develop strategies for family businesses, in both the generation planning or inheritance schemes space, with philanthropic strategy another significant area of expertise. ‘We focus on supporting our clients, to ensure that their wealth lasts and has its intended consequences.’ she says. Harrington also works with specialists within the wealth structuring, trusts and estate planning to provide joined-up advice. The aim is ‘to ensure we have a full view of all the client needs,’ she explains.