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“What shall we do?” has become a refrain,’ says Gardner of her European clients post-Brexit. Non-dom changes and residency applications are keeping her busy, but she says that as long as immigration law allows them to stay, they will. ‘At the end of the day, where else would they go?’

Having a good tax adviser no doubt helps, and the ‘eminent’ and personable Spear’s columnist is indisputably that, having picked up numerous industry awards. In such a complex sector, these accolades are hard-won.

‘We like to have complicated affairs thrown at us,’ Gardner says, a Wales rugby fan. She recalls bringing a large UHNW family to the UK complete with yacht, plane and art collection. ‘We love being the conductor of the orchestra when we’re presented with something like that.’

Ceris Gardner
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