David Cobb, Smith & Williamson’s co-CEO, is always talking to clients: even more so when the markets are turbulent. ‘The outlook for the coming year is marked by a heightened sense of political and economic uncertainty,’ he says. ‘Our clients’ concerns are always uppermost in our minds, so we work closely with them to try to navigate through this uncertainty and the continued period of low interest rates. A balanced and diversified portfolio, which is closely monitored, is essential.’ Cobb has also run the group’s investment management and banking division since 2007. His career spans more than 25 years, and he has served as a trusted adviser to different generations of families.